After Candice and Brandon explain the whole story to Ms. McMillan, she agrees to bring them to the bank. At the Spirit of Independence Bank, they encounter difficulty at first. The teller doesn’t want to give them access to the safety deposit box without ID or without being on the list. The teller goes to the back to check, and the branch manager comes to talk to them. She explains that this specific safety deposit box has special instructions to contact a law firm in Denver if anyone comes in with the key.

On the phone with the law firm, Candice explains where she found the key and who she thinks it belongs to. She answers carefully, saying, “The person has two different names… James Parker or Reginald Bradley” (299). The woman on the other line, Ms. Halliday, asks for them to come back the next day to meet her. They leave the bank with Ms. McMillan explaining that “it’s time we called your parents” (299).  

Chapter 47 takes place in 2007 and shares the story of Beatrix Halliday, James Parker’s retired secretary, who is at home making breakfast when Mr. Parker comes to see her. After sharing that he finally went “to her” (301) after Mrs.