Harthouse begins to experience success in his nascent political career, showing “much promise,” while still pursuing Louisa. While visiting Bounderby’s “snug little estate” (136) in the country, he can spend time with Louisa. They talk about emotions; Louisa is still certain that she lacks the capacity to feel anything, but Harthouse suspects that he knows just how to manipulate her. He believes that Tom is the key to seducing Louisa, as he’s the only person she truly cares about. They discuss Tom’s gambling problems, and Louisa admits that she sold various “trinkets” that Bounderby gave her to pay her brother’s debts. Harthouse dislikes Tom, though Tom is fascinated by Harthouse. Despite his dislike for the “inconsiderate” Tom, Harthouse shows him kindness. In doing so, he makes sure that Louisa knows who is helping her brother deal with his gambling issues.

While Harthouse is talking to Louisa, Bounderby bursts into the room with “violence” to announce that the bank has been robbed. Someone has stolen a sizeable amount of money—and the primary suspect is Blackpool. Numerous witnesses recall him standing outside the bank on several occasions. Now, Blackpool has “bolted” from Coketown, which makes him seem even more guilty. Mrs. Sparsit is still in shock.